Comparing Manufactured and Site-Built Homes
Homes come in all sizes and shapes, large and small. Traditionally, houses have been framed and finished on a specific lot. Sometimes termed "site-built," these homes are governed by local building codes, and inspected by local building, electric, plumbing and HVAC officials at various stages during the construction. Owners can only move in after issuance of a "certificate of occupancy' that confirms state code compliance.
Manufactured Homes, on the other hand, are built off-site in a factory. Attached to a permanent steel frame, they are trucked to their site on their own wheels, where they can be placed on a permanent foundation. Manufactured housing today is built to meet nationwide standards of quality and safety set by the "HUD Code." Two or more sections can be joined together on site, and the setup of the homes are typically inspected by local authorities to confirm that set up requirements established by the manufacturer are correctly completed and plumbing and electrical hookups are made properly.
Modular homes, a third category of housing today, are also factory-built in sections, trucked to the final site and joined together by local contractors. It is often difficult to tell the difference between the different types of housing.
All of the homes are “stick-built”, manufactured and modular homes are just stick-built in a climate controlled setting and greater economies of scale.
Benefits of Manufactured Homes
The primary variance between traditional site-built housing and manufactured homes is the price.
- If you are buying in a land lease community, you get more home for your dollar with a manufactured home.
- Manufactured homes are every bit as stylish and attractive as their site-built counterparts, with sophisticated floor plans and varied architectural features.
- Stringent controls govern safety and quality standards and all homes are engineered for thermal, snow load and wind conditions based on the local in which they will be sited.
- Manufactured homes boast extensive options. Garages, porches, sunrooms and other specialty add-ons can be constructed on site and seamlessly integrated with pre-finished components.
- Manufactured homes are energy-efficient, safe, and built of eco-friendly materials. In addition, the construction time frame is shorter.
Jensen Communities feature manufactured homes for all of the above reasons. Our satisfied residents -- from New Hampshire to Georgia -- testify to their "curb appeal, style, comfort and affordability. Why not visit a local community to see for yourself?
Insurance companies generally focus on specific lines or types of insurance. This is no different for companies that insure Manufactured Homes which is somewhat of a niche market. The best companies to insure, finance or work on Manufactured Housing are those that have the most knowledge and interest. Being in a coastal zone also plays a role in what companies will insure a home.
From other customers, we understand the following companies write insurance for homeowners at County Lakes: (1)Peninsula Underwriters PO Box 357986 Gainesville, FL 32635. The residents contact man is Mr. Rodrigo Olmedo (866)-791-9016; (2) Beach Insurance Agency 450 Highway 90 East Little River, SC 29566 (843)-663-5433 contact: Sexton Christy: (3) Paladin Insurance Group 889 Inlet Square Dr. Murrells Inlet, SC 29576 contact Nancy Wilson (843)-651-7111 Please contact them directly for more information.
Modern-day manufactured homes perform very well in storm events as they are built to the requirements of the location where the home will be sited for Wind, Thermal and Roof Loads. Also, the SC installation requirements help to keep you and your home safe in all types of weather.
Thank you again for your comment and please feel free to contact Community Manager Don at the local office if you require more information.